A Guide to the Best Credit Card Casinos
Sometimes, you are simply not in a position to bet with too much money. This is not due to you having financial issues, sometimes, it is more about timing. Paying and playing with a credit card is great for some players for that reason, because it allows you within your budget, even if you do not have access to your money yet; this should always be done responsibly.
In this review, we are going to cover the best credit card casinos, and where you find the most bang for your buck when using your credit card. There are plenty of options out there to choose from, so let’s get started on what to expect.
The Best Credit Card Casinos
It’s important you start with platforms you can trust, and that are also fun to play with. There are some brilliant platforms that prioritise credit card users and below are some of the best online casinos that accept credit card payments.
- Total package of up to 100% up to €500 + 100 free spins
- Free spins are on Gates of Olympus 1000
- 20x wagering applies
- Minimum deposit of €20
- 30x wagering
- Four deposit bonuses
- Total package worth 150% up to €1,000 + 100 free spins
- €20 minimum deposit
- Free spins are for Gates of Olympus 1000
- Or equivalent in other cryptos
- 40x wagering applies
- Weekly cashback
- Minimum $10 deposit
- 35x wagering requirement
- Multiple other deposit bonuses
Gambling with Credit Cards
Credit cards have always been a form of payment that are advantageous. They act on the idea of credit that you have built up with your bank: they give you the ability to go into a small overdraft, with the promise that you will eventually repay that amount within a certain amount of time.
Credit cards have been adopted in most online casinos for as long as debit cards have been accepted. From the casinos point of view, it all operates the same. You are still charging the bank for a certain amount of money for a deposit, and for a withdrawal, you are still crediting the same bank account with funds. While there is no difference on the bookmakers side of things, the major difference comes from your side: the players.
You get the bankroll flexibility, allowing you to go into overdraft if you want to play with a little more money (within reason, of course), and it also gives you that same measure of security that your classic debit card would give you. It’s also very unlikely you will have to worry about any fees while making a credit card deposit or withdrawal at credit card casinos.
Mastercard and Visa are two of the most popular providers of credit cards, bringing with them all of the security features that have made them so renowned. Still, due to the nature of credit cards, you should always keep responsible gambling techniques in mind and never bet more than you can afford to lose.
Credit Card Casino Bonuses
The great thing about primarily using any credit card, and this applies to even the best credit card that accepts casino payments, is that it opens up access to all bonus offers.
The majority of all casino bonus types will accept card types, but with a credit card, you are not limited to the funds that are currently in your account. So, with that in mind, some of the more popular bonus offers you can enjoy are:
- Matched deposit bonuses – The matched deposit bonus is fully accessible with most credit card payments, and you can make that initial deposit easily.
- Free spins – Free spin offers will normally come as an extra bonus with a matched deposit bonus on many credit card casinos. These are also fully accessible through credit card payments.
- Reload bonuses – You can also access repeated reload bonuses through an initial credit card deposit, and withdrawing any wins you make from this reload bonus is usually straightforward.
How to Gamble at the Best Credit Card Casinos
Setting up a payment method on most of these credit card casinos is simple, and you just need to do a few things to get everything up and running. If you have ever set up a debit card as form of casino payments, then you’ll be familiar with how similar the process is with credit cards.
Depositing by Credit Card
Making a deposit with a credit card requires only two things. An online casino account, and your card at hand. Once you have that, it will only take a few moments to set up your credit card as a deposit type.
- Add the deposit method – Scroll to your account page, and then to your payment methods. Click on the ‘deposit’ section, and then click add a new payment type. You will need to put in all your credit card details, such as your Credit card number, date of expiry and CVV.
- Choose your deposit amount – Next up, you’ll have to choose the amount you want to deposit. Simply input the deposit amount, and confirm it. You have a little more flexibility with your bankroll with a credit card, but you’ll still need to put in more than the minimum deposit for the online casino (Normally $5-$15)
- Play through your deposit – The deposit should arrive instantly in your account, so you’ll be able to play with your funds almost immediately.
Withdrawing at an Online Casino Real Money Credit Card Site
Making a withdrawal with your credit card will follow the same formula, so you can follow the same practical steps. There are some minor differences you need to take note of, though.
- Add your withdrawal method – Scroll to the payments section, and this time go to your withdrawals. You should have your credit card details already saved, so you can automatically add it as a withdrawal method.
- Choose your withdrawal amount – Input the amount you want to withdraw, and click confirm. Keep in mind that minimum withdrawals are a lot higher than deposits. The average minimum withdrawal on most credit card casinos is around $20.
- Play through your withdrawal – Depending on the casino you are using, withdrawals can take anywhere from 1-5 working days. Once the withdrawal is processed and everything is processed, you will be able to play through your withdrawal at your leisure.
Credit Card Speed
Like most other traditional payment methods, credit cards aren’t the quickest form of payment that is available. Most online casino real money credit card platforms will be a little on the slower side to process most withdrawals, and you can expect most withdrawals to take at a minimum one working day. But, on average, it’s closer to 3-5 working days for a withdrawal to be processed and credited to your account.
However, with deposits, payments can be made instantly and will immediately arrive in your account. Bank processing times is what slows down a lot of these transactions, so unfortunately, it’s a question of speed vs security. However, when it comes to security, credit card payments are hard to beat.
Credit Card Safety
Credit card payments are some of the safest payments you can make while using online casinos. Along with debit card payments and bank transfers, your credit card funds are linked to your accounts, whether it’s your real money or just temporary credit.
That means all funds you send and receive are thoroughly processed, and have to go through double factor authentication that your bank employs. Your bank will also employ the most modern encryption methods, and will likely ask you to verify each deposit you make to the online casino, to ensure everything is in working order.
As we have mentioned, you should never bet more than you can afford to lose and credit cards by their very nature can be a slippery slope for addictive behaviours so gamble with caution.
Credit Card Pros and Cons
Pros
- ✅ All your payments are secure and verified by your banks.
- ✅ You have more flexible bankroll management, as credit cards allow you to go into overdraft.
- ✅ No fees to worry about for deposits or withdrawals.
- ✅ Available with Visa and Mastercard.
- ✅ Credit cards have fraud protection measures.
Cons
- ❌ Withdrawals can take 3-5 working days to be processed.
- ❌ Some banks will not allow credit cards to be used for gambling purposes.
- ❌ Unavailable in certain countries.
Alternate Payment Methods
Of course, if you are worried about your bankroll flexibility, and want to try out faster forms of payments, there are plenty of types that you can choose from.
- eWallets – Payment types like PayPal, Skrill, Neteller and Trustly allow for instant withdrawals, and all your funds are kept in a secure wallet. There may be fees charged on some transactions, however.
- Cryptocurrency – Most modern credit card casinos will also accept major cryptos, like Bitcoin, Litecoin, Tron, Ethereum, and Solana. These currencies all allow for fast transfers, and quick conversion to tenable currencies.
- Other traditional methods – You can also use debit cards, or bank transfers, if you do not have access to a credit card.
Summary: Best Credit Card Casinos
Credit cards are a convenient way to make some payments, especially for any online casino play. The great range of credit card casinos make credit card payments easy, and the flexibility of this payment method is another strong point. You can also be sure that all your payments are secure, with your bank making sure all your payments are verified.
You just have to keep in mind that some payments will be slower than others. However, we would still recommend checking out some credit card casinos. There is plenty of fun to be had on these online casinos, but just remember to always play responsibly.
