eCheck Casinos
Despite many modern payment solutions adopted in online casinos, eCheck casinos remain prevalent. This is because some players prefer traditional options involving banks. eChecks, or electronic checks, work similarly to paper checks, with the only difference being that they are done online, or digitally, as some may call it.
The option has existed since the late 90s, which explains why it’s not difficult to find online casinos that accept eCheck.
Read our guide to learn more about eCheck payments in online casinos, including a step-by-step on how to deposit and withdraw, its pros and cons, and other aspects like safety and speed.
Best eCheck Casinos
We have reviewed and ranked the best online casinos that accept eCheck deposits and withdrawals. These casinos are our picks for being the most reliable and trustworthy. Beyond allowing eChecks, these online casinos stand out for other aspects like attractive welcome bonuses and promotions, an excellent choice of games, reliable customer support, and other alternative top payment methods. Take a look a pick one to try.
- Total package of up to 100% up to €500 + 100 free spins
- Free spins are on Gates of Olympus 1000
- 20x wagering applies
- Minimum deposit of €20
- 30x wagering
- Four deposit bonuses
- Total package worth 150% up to €1,000 + 100 free spins
- €20 minimum deposit
- Free spins are for Gates of Olympus 1000
- Or equivalent in other cryptos
- 40x wagering applies
- Weekly cashback
- Minimum $10 deposit
- 35x wagering requirement
- Multiple other deposit bonuses
Gambling with eCheck
eCheck, or electronic check, is a popular digital form of payment allowed in many online casinos. An eCheck will make an electronic funds transfer (EFT) from your bank to a merchant, such as an online casino. Think of it as a traditional paper check, only that it’s done online, making it more speedy, secure, and easy.
For a transaction to happen at eCheck casinos, you’ll need a bank account and, more importantly, an online banking profile since eChecks are digital. Here is how a typical eCheck payment works:
- Request a payment authorization through an online form. With online casinos, you’ll request directly from the ‘Cashier’ page.
- Once authorized, the transaction information is relayed to an online payment service for processing. This step requires a financial provider/institution supporting eChecks, such as your bank.
- The transaction information is also relayed to a payment network for the eCheck processing.
- The amount is either deposited or withdrawn from your online casino account.
Is an eCheck different from online banking? Yes, it is. Look at it this way: with eCheck, you’re requesting a payment from your financial institution, while with online banking, payments are processed immediately through providers like Visa/MasterCard, American Express, and Discover. As such, eChecks are slower than online banking on paper.
However, there is a reprieve. Most online casinos that accept eCheck allow instant deposits. For such casinos, funds reflect immediately even though the casino has not received funds from the bank. You can continue with your gambling session as the online casino waits to receive funds later. The payment status will remain ‘uncleared’ until the funds are received. During such a time, you cannot withdraw funds unless you have an amount greater than the ‘uncleared’ deposit amount.
eCheck Casino Bonuses
Now, you might be wondering if you get casino bonuses at eCheck casinos. The quick answer is yes. You can claim all casino bonuses for new and existing players at online casinos that accept eCheck, and you’ll love the fact that eCheck payments are not restricted from bonuses like some e-wallets. The popular eCheck casino bonuses include:
- Welcome Bonuses
These are bonuses for new signees at eCheck casinos and are mostly deposit bonuses to the first deposit(s). The online casino might offer bonus cash and sometimes complement it with free spins.
- Free Spins
Free spins are other popular bonuses that slot lovers appreciate. As the name suggests, they let them spin the slots for free and win cash prizes. New and existing players can claim the bonuses, which are either a standalone bonus or combined with bonus cash after eCheck deposits.
- Loyalty Program
Loyalty or VIP bonuses are also present at eCheck casinos. These are bonuses tailored for VIPs and may be personalized, exclusive, or standard deposit bonuses in addition to other benefits and perks, depending on the level in the program.
How to Gamble at the Best eCheck Casinos
Gambling at online casinos that accept eCheck is pretty straightforward stuff. Provided you have an account at one of our best eCheck casinos and a bank account, then you are ready to get started. Let’s have a look at how to deposit and withdraw funds with eChecks:
Depositing with eCheck
It might not be your ideal deposit option due to the wait times at online casinos that don’t offer instant eChecks, but it remains a popular deposit option at many platforms. So, if you are looking to deposit with eCheck, here’s how to go about it:
- Log into your eCheck casino account and head to the ‘Cashier’ section.
- Choose to deposit by eCheck.
- Enter your banking information in the pop-up page. This will include your bank name, account number, and routing number.
- Enter the deposit amount, bearing in mind the limit stated by your online casino.
- Complete the transaction and receive funds to play.
Withdrawing with eCheck
Unlike deposits, eCheck is an excellent option for withdrawing funds from an online casino as it serves the players who do not mind waiting for funds. Another benefit of eCheck withdrawals is that they allow high limits, which works well with high rollers. The first withdrawal rule at licensed casinos is to have a verified account. If verified, here’s how to withdraw:
- Log into your eCheck casino account and head to the’ Cashier’ section.
- Choose to withdraw via eCheck.
- Enter your bank information, including your bank name, account number, and routing number.
- Enter the amount to withdraw, bearing in mind the limit stated by your platform.
- Confirm the withdrawal and wait 3 to 5 banking days for the funds to be credited to your account.
eCheck Speed
eChecks are not known for their speeds, which might be a turn-off to some players. However, due to its electronic nature, it is faster than paper checks. Transactions through eChecks take approximately 3 to 5 working days, whether deposits or withdrawals. However, most eCheck casinos will offer instant eChecks, provided you have funds in your bank account. Instead of keeping you waiting up to 5 days, they will credit funds instantly as they wait to receive the funds later from the bank. Withdrawals will take 3 to 5 days after the casino processes your request; this is substantially slower than digital wallets such as PayPal, which are known for speed.
eCheck Safety
eChecks are connected to your bank, which means your personal and financial information is safe. The payment option encrypts information like your account number and routing number to restrict access by unauthorized parties. In addition, eChecks will not pass through several hands like paper checks, further increasing their safety levels. Even better is that, as an online form of payment, eChecks leave a digital signature, and an authorization is needed before any transaction.
eCheck Pros and Cons
eChecks has several benefits, but it isn’t without some drawbacks, especially with the long waiting times. The following are the pros and cons associated with eCheck payments:
Pros:
- ✅ It can support instant deposits at some online casinos
- ✅ Widely accepted across many online casinos globally
- ✅ Highly secure with all transactions encrypted to keep information safe from unauthorized third parties
- ✅ Easy to use across the platforms
- ✅ No credit cards or e-wallets are needed to complete a transaction
- ✅ eCheck payments are not restricted from bonuses and promotions
- ✅ Low to no fees involved in the transactions
- ✅ Allows high transactional limits
Cons:
- ❌ Long waiting times of 3 to 5 working days, especially for withdrawals
- ❌ Most prefer the option for withdrawals rather than depositing
- ❌ High minimum limits compared to many payment options
Alternative Payment Methods
eCheck payments are okay, but you can always get a similar or an even better option. The following are alternative payment methods to use at eCheck deposit casino sites:
- E-wallets: Most eCheck casinos will support e-wallets like PayPal, Interac, Jeton, ecoPayz, Skrill, and Neteller. These are alternatives to use as they offer faster speeds, high-level security, and are globally accepted.
- Bank transfers: Like eChecks, bank transfers allow direct transactions between the bank and your online casino. They are typically slower but secure and support high transactional limits.
- Cryptocurrencies: Bitcoin, Tether, Etherum, USDC, Litecoin, etc., are other alternative options at eCheck casinos. These options offer lightning-fast deposits, fast payouts, low to no fees, high limits, and high-level security.
Summary: Best eCheck Casinos
Is eCheck the best payment option out there for online casinos? No. Do we recommend it? Yes. eCheck is a traditional banking option, and as the industry grows, modern options have entered the fray with better aspects like high speeds, which is what many prefer.
But it’s not all gloom for eChecks, as they offer a different service, especially with no credit cards and e-wallets needed, and high transactional limits – this is why we recommend the option if this sounds like you. Why not try one of the eCheck casinos that we have listed on this page?
