Cards distributed by Visa are some of the most commonly used forms of payment globally.
It is one of the most widely accepted payment methods both online and off, so naturally, it has become one of the most frequently used methods in online casinos, too.
You can use it for both deposits and withdrawals of funds. Visa has been one of the earliest accepted payment methods at online casinos, so if you own one, you can get started with playing at a casino of your choice straight away.
As always, one should be completely informed when selecting their payment method. Consequently, we’ve compiled the essential information of visa, including advantages, disadvantages, how to use it, and the best casinos to use Visa on. Keep reading to find out!
Please note: From 14th April 2020 onwards, UK players will only be able to use their Visa Debit or Visa Electron to make deposits at UK-licensed casinos.
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Using Visa as a deposit method
Visas are widely accepted for cash deposits at casinos, which makes them easy to use. Finding out whether the online casino you’re interested in accepts Visa is easy – most casinos display the logos of accepted payment methods at the bottom of the page.
Should that not be the case, or should you need further information on applicable withdrawal limits of processing times, go to your casino’s payment methods page to find out more.
Since you are essentially taking out a loan with your bank when you are using a card, make sure the casino you visit is trustworthy before volunteering your personal data. Any casino you choose should display a certification by a recognised gambling commission.
Some casinos may also charge a handling fee, usually around 2.5% of your deposit, if you are making a deposit using Visa.
Visa deposit step by step
You can usually go to a payment options screen in your casino account, where you will either be prompted to make a deposit or select the option yourself. Commonly, to use your card you can choose ‘debit card’ or ‘Visa’ from a list of available methods.
You then need to fill in your debit card number, the expiry date including month and year, as well as the safety code at the back of your card.
Following this, specify the amount you would like to deposit and confirm it. Most casinos give you the option to save your debit card data for future deposits.
Using Visa as a withdrawal method
For withdrawals using Visa, take note of your casino’s withdrawal limits and whether a handling fee applies. Most casinos that accept Visa as a deposit method accept it as a withdrawal method, too. Some casinos may only accept it for one of the two.
Similarly, casinos that charge fees for deposits with debit cards will charge you for withdrawals, too. There may also be a fee if the amount lies under a certain minimum for card transactions at your casino.
How fast are Visa withdrawals?
Withdrawals using Visa can take quite a while, especially when compared to e-wallets. Due to the myriad of security measures in place, withdrawals with your card are secure, but take time.
Casinos generally process your request within a few hours, 24 hours at most, but from then on out, it is out of their hands. You will usually have to wait 3 to 5 days for withdrawals to appear in your bank account, though exceptions are possible.
Visa withdrawal step by step
Withdrawals work much the same way as deposits. Once again, all you need to do is to select ‘debit cards’ or ‘Visa’ specifically from a menu and specify the amount you would like to transfer.
The process works much like making a card payment when online shopping. You will then have to provide the casino with your name and the debitcard number and security code once again. The transaction will then be verified and all you have to do is wait.
Pros and cons of using Visa
If you already own a Visa Debit or Visa Electron card, then an online casino becomes just another place you can easily make transactions at, the same way you already know. If you don’t own a card, or if you aren’t comfortable with gambling payments appearing on your personal account, then signing up for a new card with a new provider may take a while, as you will have to go through several identity and eligibility verifications.
Additionally, you should make sure that the casino you’re planning on using your card at is absolutely trustworthy, since your sensible data, including your address and banking details, is linked to your card whether you have to provide them to a casino directly or not.
If you own a Visa card and you want to use it at a casino, here are several more pros and cons to think about:
- Widely accepted
- Easy to use for both deposits and withdrawals
- Higher withdrawal limits than most other payment methods
- Some casinos may charge a handling fee for using a card
- It takes several days for winnings to appear in your account
- Using your card always means volunteering potentially sensitive personal information
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Visa payments for UK gamblers
Most UK residents already have a Visa Debit card with their bank. With online casinos, this can be used just like credit cards, unless an exception is specified.
Keep in mind that should you use your Visa debit, casino payments appear on your statements together with everything else. Banks may also withhold funds if they deem a source untrustworthy. This is done in order to protect you, but it may mean additional bureaucratic hassle for you. Thus make sure your casino is trustworthy and check whether UK players had trouble with deposits or withdrawals in the past.
Payments using Visa are generally very safe. Each payment is verified both by the casino and your bank. Deposits generally happen instantly, withdrawals can take a while to appear in your account.
Due to the possibility to data theft by hackers, using your card online and all the information that comes with it always bears a certain risk. If you are worried about that safety risk, it is best not to save your debit card data with an online casino, or to use an alternative.
Visa vs. Mastercard for online players
As major competitors on the debit card market, Visa and MasterCard are very similar.
Most online casinos that accept Visa also accept Mastercard as a payment option. The conditions for both may be similar, if not the same. They can however vary slightly. One may have higher withdrawal limits than the other or lower fees where applicable.
Alternative payment methods to Visa
An obvious alternative to Visa is Mastercard, as it offers all the same pros and cons. Your bank may simply not offer Visa cards with your account, or you found a better offer for a Mastercard elsewhere. In that case, you can enjoy the same benefits that come with a Visa when using it at online casinos.
If you worry about the safety of your data, you can either use a prepaid Visa, even though that may not be accepted at every casino, or which to a different method not directly associated with your bank account.
That could be a third party like Skrill, which is an e-wallet service, or Paysafecard, an online prepaid card.