Mastercard is one of the world’s largest debit card distributors and a direct competitor to Visa. While certain banks have partnerships with Visa to supply their customers with cards, other banks distribute Mastercards.
This means that if you’re from a certain country or with a certain bank, you’re more likely to own a Mastercard. Due to this, it is important for casinos to serve owners of both cards equally, and in most cases they do, so if you own a Mastercard, you should have no problem finding a casino to make deposits at.
When choosing any payment method, it is of vital importance to be informed – and we’re here to help. Keep reading to see the pros, cons, how-tos, and the best casinos to use for Mastercard!
Please note: MasterCard credit payments will not be accepted at UK-licensed casinos from 14th April 2020. You may still make payments using your MasterCard debit.
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Mastercard is one of the most widely available and popular payment methods around with multiple positives going for it. However, it is not always available to be used fee-free for transactions, and below we have compiled all the details for both withdrawals and deposits.
Using Mastercard as a deposit method
Mastercards are a common and simple way to make deposits at casinos. Casinos that accept Mastercards will display the logo at the bottom of their page.
There are a few things you should look out for before you make a deposit using your debit card. While many casinos accept Mastercards as a deposit method, the minimum deposit may be different from other payment methods. Furthermore, a handling fee can apply to transactions. Commonly this fee is 2,5% of your original deposit, but the figure may vary between 2% and 3%.
Casinos should have information such as this readily available on a page or a FAQ detailing the payment options. Alternatively, contact the customer service. As always, check a casino’s trustworthiness by making sure it is verified by a well-known gambling commission and read the terms and conditions.
Mastercard deposit step by step
- In your account, you will find a payment screen. From there you either select Mastercard directly or find it as a point under ‘debit cards’ or similar.
- From there, fill in your 16-digit card number as well as the CVC safety code at the back of your card and specify the amount you would like to deposit.
- Your money will be instantly available to use and you can start playing your favourite games immediately.
Using Mastercard as a withdrawal method
When considering Mastercard as a withdrawal method, take note that while most casinos accept Mastercards both for deposits and withdrawals, there are a number of casinos that offer it as a deposit method only. This is mostly a comfort issue, as it is often simply easier to use the same method for both deposits and withdrawals.
Compared to Visa withdrawals, withdrawal limits may also vary. Thus, the same rules that apply to debit card deposits apply to withdrawals, as well.
How fast are Mastercard withdrawals?
Withdrawals using Mastercard can take anywhere from 1 to 5 days. People report on average a wait of 3 to 5 days until their winnings arrive at their accounts.
If this is not to your liking then there are plenty of fast withdrawal casinos that specialise in speedy methods.
Mastercard withdrawal step by step
- Withdrawals work the same way as Mastercard deposits or online shopping using your card.
- Select the amount you would like to withdraw and make sure it doesn’t go above the withdrawal limit or below the required minimum withdrawal.
- Put in your complete card number and your name as it appears on the card, followed by the safety code at the back of your card. Confirm your withdrawal and the casino will process your request.
Pros and cons of using Mastercard
Mastercards are easy to use, but take some time to acquire. You can either sign up for one with your bank or use the card often provided by a third-party service such as Skrill. This has the advantage that your card is linked to an account separate from your private banking account.
Not everyone is comfortable using a debit card at all, due to the risk of card fraud. Additionally, Mastercards may not be available for withdrawals at some casinos, so make sure to check. In general however, it is very comfortable to directly and quickly transfer money from your account to your casino using a debit card. Due to the various checks in place, it is a secure method, too.
Here is a summary of the most common pros and cons:
- ✔️ Widely accepted
- ✔️ Easy to use and secure
- ✔️ Higher withdrawal limits than most other payment methods
- ❌ Some casinos may charge a handling fee for using a card
- ❌ It takes several days for winnings to appear in your account
- ❌ Using your card always means volunteering potentially sensitive personal information
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Mastercard payments for UK gamblers
Lloyds, Halifax and Santander are UK banks that supply their customers with Mastercard debit cards linked to their accounts.
Beyond that, there is a substantial number of third-party services that use Mastercards to link to their accounts. Furthermore, Mastercard is known for offering cards you can earn regular rewards with, either with a Mastercard affiliated rewards program or directly with the third party supplier, like Sainsbury’s nectar card rewards or British Airways frequent flyer points.
Using your MasterCard earns you additional rewards, which can add up quite quickly with regular use. This can make it a more attractive choice over other debit cards for regular deposits.
Credit cards are not accepted at UK casinos due to regulation changes.
Transactions using a Mastercard are safe. It is, of course, most important for the safety of your personal data in general that you make sure the casino you’re planning to use the card at is trustworthy. At such casinos, good customer support will be able to respond to any safety concerns you may have.
Mastercard vs. Visa for online players
Most online casinos that accept Visa debit and Electron cards for deposits and withdrawals should accept Mastercards as well. The only differences you have to look out for are variations in withdrawal limits and handling fees, where applicable. A number of casinos do not accept Mastercards for the withdrawal of your winnings, so check before you make a commitment.
Alternative payment methods to Mastercard
If your bank offers Visa debit cards instead of Mastercards, there shouldn’t be any large differences when it comes to gambling. You may want to use a Mastercard linked to an account with a third-party service, as in that case your gambling activity does not appear on your general statements.
If you don’t want to get a debit card at all due to the associated fees or the wait for winnings, both prepaid cards and e-wallets may be an option, although both come with much lower withdrawal limits. Please note, you will not be able to pay with an e-wallet if you have topped it up using a credit card. This follows the new Gambling Commission regulation brought into force on April 14th 2020.